Cash loans.
Without the
runaround.

Apply online in the Philippines with your phone and a valid ID. Clear loan details, a guided application, and a repayment plan you can understand.

Take a look at the loan options ↓
Watercolor illustration of a peaceful Philippine coast

A loan that’s
easy to understand.

Illustrative product terms
Explore a sample amount
Sample term90 days
Daily simple interest0.2%
Total interest₱1,800
Total to repay₱11,800

Six-month terms are also shown in the proposed product range. These numbers illustrate costs; they are not an approved offer.

From first tap to funds.

One guided application. Five straightforward steps.

01 / 05

Start with your mobile number.

Get the Chillo app and create your account using an active Philippine mobile number. Keep the verification code private.

Please have your mobile phone ready. The next steps will guide you through the application.

Your data. Your confidence.

ID photos and face verification should happen only in the official app. Review the privacy notice, use a secure connection, and never share your login or one-time password.

Let’s clear a few things up.

How much can I borrow? +

The product illustration shows loan amounts ranging from ₱1,000 to ₱25,000. Your actual loan amount will depend on your eligibility, verification results, and the lender’s assessment.

When will I receive the money? +

Approved loan proceeds will be disbursed through a supported bank or e-wallet channel of your choice. The applicable disbursement timeframe will be communicated through the live service. Actual processing and payout times may vary.

How do I repay my loan? +

Your loan agreement will specify your repayment schedule and payment instructions. Use only the official payment channels provided by the lender and keep your payment receipt for reference. Never send repayments to an unverified personal account.

Can customer care help with my account? +

Once the service is available, customer support will assist with application status, account access, and repayment inquiries. This demonstration does not have live accounts. Official customer support contact details will be published when the service launches.